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Thursday, April 12, 2007

Google Adsense Secret and Tricks

General or Niche
You can build your website around general topics or niche ones. Generally speaking niche websites work better with adsense. First off the ad targeting is much better. Secondly as you have a narrow focus your writing naturally becomes more expert in nature. Hopefully this makes you more authority in your field. If this is your first try at building an adsense website, make it about something you enjoy. It will make the process much easier and less painful to accomplish. You should however make sure that your topic has enough of an ad inventory and the payout is at a level you are comfortable with. You may love medieval folk dancing, but the pool of advertisers for that subject is very small (in fact it’s currently zero).
Once you’ve gotten the hang of how Adsense works on a website, you are going to want to dabble in some high paying keywords, you may even be tempted to buy a high paying keyword list. This does come with some dangers. First off the level of fraud is much higher on the big money terms. Secondly there is a distortion of the supply and demand relationship for these terms. Everyone wants ads on their website that make $35 or more a click, however the number of advertisers who are willing to pay that much is pretty limited. Additionally the competition for that traffic is going to be stiff. So, don’t try to run with the big dogs if you can’t keep up. If you have to ask if you’re a big dog, then chances are, you’re not. I have used a high dollar keywords report from cashkeywords.com and was pleased with my results (see cash keywords free offer recap).
New Sites, Files and Maintenance
When you’re building a new site don’t put adsense on it until it’s finished. In fact I’d go even farther and say don’t put adsense on it until you have built inbound links and started getting traffic. If you put up a website with “lorem ipsum” dummy or placeholder text, your adsense ads will almost certainly be off topic. This is often true for new files on existing websites, especially if the topic is new or different. It may take days or weeks for google’s media bot to come back to your page and get the ads properly targeted. TIP: If you start getting lots of traffic from a variety of IP’s you will speed this process up dramatically. I like to build my sites using include files. I put the header, footer and navigation in common files. It makes it much easier to maintain and manage. I also like to put my adsense code in include files. If I want/need to change my adsense code, it’s only one file I have to work with. TIP: I also use programming to turn the adsense on or off. I can change one global variable to true or false and my adsense ads will appear or disappear.
Managing URL’s and channels
Adsense channels is one area where it’s really easy to go overboard with stats. You can set up URL channels to compare how one website is doing to another. You can also set up sub channels for each URL. If you wanted to you do something channels like this:
domain1.com - 728 banner
domain1.com - 336 block
domain1.com - text link
domain2.com - 728 banner
domain2.com - image banner
domain2.com - 336 block
domain3.com - 300 block
While this is great for testing and knowing who clicks where and why, it makes your reporting a little wonky. Your total number will always be correct but when you look at your reports with a channel break down things will get displayed multiple times and not add up to correct total. Makes things pretty confusing, so decide if you really need/want that level of reporting detail. TIP: At the very least you want to know what URL is generating the income so be sure to enter distinct URL channels.
Site Design and Integration
Once you know you are going to put adsense on your website you’re going to have to consider where to put it. If this is new site it’s easier, if it’s an existing site it’s more difficult. While there are some people who will be able to do it, in most cases I’d say if you just slap the adsense code in, you’ll end up with a frankensite monster (props to Tedster of WMW for the buzzword). While every website is different, Google has published some heat maps showing the optimal locations. No surprise that the best spots are middle of the page and left hand side. Now I’ve done really well by placing it on the right, but you should know why you’re doing it that way before hand, and be prepared to change it if it doesn’t work out.
Google has also has published a list of the highest performing ad sizes:
-336×280 large rectangle
-300×250 inline rectangle
-160×600 wide skyscraper
From the sites that I run, I do really well with the 336 rectangle and 160 skyscraper. My next best performing ad size is the 728 leaderboard, I don’t really use the 300 inline rectangle too often. So really it depends on how well you integrate these into your site. Placement can have a dramatic effect on performance. TIP: When working on a new site or new layout you may want to give each location it’s own channel for a little while until you understand the users behavior. Another ‘trick’ that can increase your CTR is by blending your adsense into your body copy. For example if your body copy is black, remove the adsense border and make the title, text, and URL black.TIP: Try changing all of your page hyperlinks to a high contrast color (like dark red or a bold blue) then change the adsense title to the same color.
The one area where I’ve found blended ads don’t perform as well is forums, especially ones with a high volume of repeat members. Regular visitors develop banner blindness pretty quickly. One ‘trick’ to keep the ads from being ignored is to randomize the color and even the placement. As with any of the decisions about location, placement and color it’s a trade off. How much do you emphasize the ads without annoying your visitors. Remember it’s better to have a 1% CTR with 500 regular visitors as opposed to a 5% CTR with 50 visitors. TIP: For forums try placing the adsense ads directly above or below the the first forum thread.
Using Images
One of the latest ’secrets’ to make the rounds is using images placed directly above or below an adsense leaderboard. This has been used for a while but came out in a digital point forum thread where a member talked about quadrupling their CTR. Basically you set up the adsense code in a table with four images that line up directly with the ads. Whether or not this is deceptive is fuzzy and very subjective. Obviously four blinking arrows would be ‘enticing people to click’ and be against the adsense TOS. However placing pictures of 4 laptops over laptops ads isn’t, so use your best judgment here and look at it from the advertiser or Google’s perspective. If you have a question as to your implementation being ‘over the line’ write to adsense and ask them to take a look. As far as using the images, I’ve done it and can tell you it definitely works. You get the best results when the images ‘complete the story the ads are telling’. For example if you have ads about apple pies, use pictures of freshly baked apple pies, instead of granny smith, Macintosh, pink lady, and braeburn apples. TIP: Don’t limit yourself to using images only on that size ad unit, it works just as well with the other sizes, like the 336 rectangle.
Added:I got a little criticizm for this and rightly so, as I wasn’t specific as I could have been. Do not use very identifiable brand name or products for your images. Use generic non-specific stock images whenever possible and appropriate.
Multiple Ad Units
Another way to increase ad revenue is to use multiple ad units. According to Google’s TOS you are allowed to post up to three ad units per page. Similar to standard search results the highest paying ad units will be served first and the lowest being served last. If there is enough of an ad inventory, place all three ad units. However you should pay attention to the payouts. Current assumption is you get 60% of the revenue (on a $0.05 click you get $0.03). So if a click from the third ad unit is only paying between 3 to 5 cents you may want to omit it from your page. This is one are where giving your ad units channels does have value. If one ad unit is getting a higher percentage of click throughs you’ll want to make sure the highest paying ads are being served there. TIP:Use CSS positioning to get your highest paying ads serving in the location with the highest CTR.
Adsense in RSS
With the growth of blogs and RSS feeds you’re starting to see adsense included in the feeds now. IMHO this doesn’t work, and here’s why:
1. You only get to place one ad unit.
2. You have no control over finding the ’sweet spot’ for the ad unit.
3. The ads are usually poorly targeted (this is getting better).
4. People develop ‘banner blindness’.
I know people like being able to read full postings in their feed reader, and there are at least a dozen other reasons for full posts from pleasing your users to mobile offline computing, all of which are completely valid. However if your website depends on generating adsense revenue to survive, then bring them to the site and show them the ads there.

Google Adsense Tips

Google Adsense tips, as explained in Why are ads displayed on this site?, most of the pages on this site display text ads from Google's AdWords program. To display these ads, a site must join Google's AdSense program. Joining is free, but not all sites are eligible to join. Once you're accepted, however, it's very simple to place the ads on your pages and to start generating revenue for your site. AdSense will serve ads that are generally very relevant to the content of a particular page. Here are some tips based on my experiences so far with the AdSense program.

Google Adsense Tip #1: Don't put ads on empty pages.
When I reworked my site, I built a skeleton set of pages that had no content, just titles and some meta tags. I displayed ads on those pages, however. Although all you see are public service ads at first, the very act of displaying ads on a page causes the AdSense web crawler to quickly fetch that page for analysis. A page with good content will thus begin showing relevant paying ads fairly quickly. If you don't have any content, then, Google will have to guess as what your page is about. It may guess wrong, and so the ads that it displays may not be relevant. You'll have to wait until Google re-crawls the site for the ads to correct themselves. Here is what Google had to say when I asked them about how often the AdSense crawler updates a site.


Thank you for taking the time to update your site. New ads will start appearing on your site the next time our crawler re-indexes your site. Unfortunately at this time, we are unable to control how often our crawlers index the content on your site. Crawling is done automatically by our bots. When new pages are added to your website or introduced to the AdSense program, our crawlers will usually get to them within 30 minutes. If you make changes to a page, however, it may take up to 2 or 3 weeks before the changes are reflected in our index. Until we are able to crawl your web pages, you may notice public service ads, for which you will not receive any earnings. It's better to flesh out the page before you start displaying ads on it.
Google Adsense Tip #2: Don't be afraid to ask questions
If you're wondering about something, don't be afraid to ask Google. So far, they've always responded to my questions within a working day. There are email addresses to use, depending on the type of question,
bizworld82@yahoo.com.my
Google Adsense Tip #3: Avoid non-English characters on English pages
This one is a bug, to be honest. My surname is French, and I prefer to write it out correctly with the accent grave on the first "e". Every page on my site would then include at least two accented letters, because my name shows up twice in the footer. On some pages my name shows up two or three more times. Normally, this wouldn't be an issue. But on some pages the presence of the accented characters is enough to cause AdSense to display non-relevant ads in French. This happens whether the browser indicates a preference for French or not. When I reported this to Google, this is the answer they gave me:

Hello Eric,
Thank you for bringing this issue to our attention.
We are currently working as quickly as we can to address this problem. As soon as we have more information for you, we will email you again.
We appreciate your patience.
Sincerely,
The Google Team
Until this is resolved, I've decided to strip out all accents except on the pages that are actually in French.
Tip #4: Check your keyword density
Although Google doesn't release exact details as to how they determine the ads to serve on a given page, they do tell us that it's the text content of the page that matters, not the meta tags. Before serving ads on a page, then, you might want to check its keyword density. A good, free tool for doing this is found here:
http://www.ranks.nl/tools/spider.html
This lets you fine-tune the page before exposing it to the AdSense crawler.
More AdSense Tips
You can find more
AdSense tips in my Make Easy Money with Google blog. Here's the complete list so far:
AdSense Tip #5: Manage your own AdSense account
AdSense Tip #6: Carefully craft blog or forum pages
AdSense Tip #7: When NOT to use CSS
AdSense Tip #8: Access your console from alternate domains
AdSense Tip #9: Use section targeting to exclude stop/poison keywords from your content
AdSense Tip #10: Join the AdWords program
AdSense Tip #11: Plumb AdWords for keywords

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AirAsia takes delivery of its First Airbus A320
Search ASIA Travel Tips .com
AirAsia’s wait for its highly anticipated Airbus A320s is finally over. The spanking new A320, bearing the registration no 9M-AFA, touched down today at approximately 3.30pm, at the KL International Airport, amidst a loud welcome and fanfare performance by a 24 seasons drum contingent from SRJK C) Naam Kheung.

9M-AFA which departed from Toulouse on Wednesday Dec 7th at 1800 (local time, midnight), made its 19 odd hour journey to Kuala Lumpur with 20 crew on board including AirAsia’s Chairman, Dato’ Pahamin A Rajab, Group Deputy CEO, Kamarudin Meranun, and Executive Director, Connor McCarthy. The 18 member crew were given a special welcome upon the aircraft’s arrival at KLIA by AirAsia’s staff from Malaysia, Indonesia, and Thailand. The 180 seater Airbus A320 is outfitted with AirAsia’s signature leather seats, and boasts plush red carpeting. Meanwhile the wider aisles and larger cabin overhead space, offered by the A320, means travellers can have more room for movement and luggage storage. The cabin is also equipped with a state of the art touch screen management system which allows the crew to monitor the cabin environment including lighting, sound system, and maintenance data.

In December 2004, AirAsia signed an MoU with Airbus for 40 firm orders, and another 40 purchase rights, for the A320 aircraft. In March 2005, the low fare increased its firm order to 60 A320s, and 40 purchase rights, bringing the total number of A320 commitments to 100 A320s. The A320 aircraft will be powered by CFM-56-5B engines from CFM international.

Monday, April 9, 2007

ADBRITE

Adbrite, over the past few months we've been talking to website publishers, asking, "what are the most important numbers you look at on a daily basis?" We present to you, AdBrite's "publisher dashboard." Just click "for publishers" in the top AdBrite navigation to see your numbers. And as usual, let us know if there's anything else you'd like to see there.


What's changed?
AdBrite's CPC auction used to work such that an ad with the highest bid won. Now, the system takes into account each bid, as well as each ad's clickthrough ratio. In other words, an ad that has a low bid -- but many clicks -- could be shown instead of an ad with a high bid but few clicks.

Why the change?
Adsense, showing ads with a higher clickthrough ratio means that we're showing more relevant ads -- and everyone likes ads that are more relevant. :) A side-benefit is that CPC prices may drop while targeted click volume increases. As usual, we only charge you the *minimum* amount to appear on a site, just 1-cent CPC higher than the ad you beat out. And, of course, we'll never exceed your maximum CPC or daily budgets. If you're an advertiser with campaigns running right now with AdBrite, this upgrade may (or may not) affect your campaigns. If your CPC and/or click volumes change, this is why.


20,000 PUBLISHER!!!
This week, we welcomed our 20,000th publisher to AdBrite. Our PR company sent out this press release, but just for fun I thought I'd write a little more on the subject. Rewind to September, 2004, almost two years to the day. It was then that I first realized the impact AdBrite was starting to have. At the time, AdBrite (then called MarketBanker) was a side project run by three of us out of my living room in NYC. The system was 100% self service. Aside the occasional billing issue (a.k.a. me calling an advertiser to say "where's ma money!"), we rarely took our heads out of the code long enough to have any meaningful customer interaction. But still, we had about 900 publishers and things were moving fast. Times have changed, and since then we've grown more than 20x, and now we love talking to you! In fact, over the past few weeks and months we've spent countless hours interviewing customers (and potential customers, and former customers, and non-customers) with the sole purpose of figuring out exactly what you want, and what you expect. This experience, plus the experience of a few years, millions of ad dollars, and billions (trillions?) of pageviews, are driving AdBrite's innovation. We're working on a few new things that I think will shake things up around here (containing my excitement...can't you tell?) Stay tuned, thanks for using AdBrite, we hope you continue to do so, and... rock on!


Thursday, April 5, 2007

FOREIGN EXCHANGE MARKET (FOREX)

FOREX, The foreign exchange (currency or forex or FX) market exists wherever one currency is traded for another. It is by far the largest market in the world, in terms of cash value traded, and includes trading between large banks, central banks, currency speculators, multinational corporations, governments, and other financial markets and institutions. The trade happening in the forex markets across the globe currently exceeds US$1.9 trillion/day (on average). Retail traders (individuals) are currently a very small part of this market and may only participate indirectly through brokers or banks and may be targets of forex scams.

The foreign exchange market(FOREX), market size and liquidity is unique because of:
-its trading volume,
-the extreme liquidity of the market,
-the large number of, and variety of, traders in the market,
-its geographical dispersion,
-its long trading hours - 24 hours a day (except on weekends).
-the variety of factors that affect exchange rates,

According to the BIS study Triennial Central Bank Survey 2004, average daily turnover in traditional foreign exchange markets was estimated at $1,880 billion. Daily averages in April for different years, in billions of US dollars, are presented on the chart below:
Global foreign exchange market turnover:
$621 billion spot
$1.26 trillion in derivatives, ie
$208 billion in outright forwards
$944 billion in forex swaps
$107 billion in FX options.
Exchange-traded forex futures contracts were introduced in 1972 at the Chicago Mercantile Exchange and are actively traded relative to most other futures contracts. Forex futures volume has grown rapidly in recent years, but only accounts for about 7% of the total foreign exchange market volume, according to The Wall Street Journal Europe (5/5/06, p. 20).
Average daily global turnover in traditional foreign exchange market transactions totalled $2.7 trillion in April 2006 according to IFSL estimates based on semi-annual London, New York, Tokyo and Singapore Foreign Exchange Committee data. Overall turnover, including non-traditional foreign exchange derivatives and products traded on exchanges, averaged around $2.9 trillion a day. This was more than ten times the size of the combined daily turnover on all the world’s equity markets. Foreign exchange trading increased by 38% between April 2005 and April 2006 and has more than doubled since 2001. This is largely due to the growing importance of foreign exchange as an asset class and an increase in fund management assets, particularly of hedge funds and pension funds. The diverse selection of execution venues such as internet trading platforms has also made it easier for retail traders to trade in the foreign exchange market.
Because foreign exchange is an OTC market where brokers/dealers negotiate directly with one another, there is no central exchange or clearing house. The biggest geographic trading centre is the UK, primarily London, which according to IFSL estimates has increased its share of global turnover in traditional transactions from 31.3% in April 2004 to 32.4% in April 2006. Other large centres include the US (with a 18.2% global share), Japan (7.6%) and Singapore (5.7%) (Chart 2). Most of the remainder was accounted for by trading in Germany, Switzerland, Australia, Canada, France and Hong Kong. The ten most active traders account for almost 73% of trading volume, according to The Wall Street Journal Europe, (2/9/06 p. 20). These large international banks continually provide the market with both bid (buy) and ask (sell) prices. The bid/ask spread is the difference between the price at which a bank or market maker will sell ("ask", or "offer") and the price at which a market-maker will buy ("bid") from a wholesale customer. This spread is minimal for actively traded pairs of currencies, usually only 0-3 pips. For example, the bid/ask quote of EUR/USD might be 1.2200/1.2203. Minimum trading size for most deals is usually $100,000.
These spreads might not apply to retail customers at banks, which will routinely mark up the difference to say 1.2100 / 1.2300 for transfers, or say 1.2000 / 1.2400 for banknotes or travelers' checks. Spot prices at market makers vary, but on EUR/USD are usually no more than 5 pips wide (i.e. 0.0005). Competition has greatly increased with pip spreads shrinking on the major pairs to as little as 1 to 1.5 pips.

Unlike a stock market, where all participants have access to the same prices, the forex market is divided into levels of access. At the top is the inter-bank market, which is made up of the largest investment banking firms. Within the inter-bank market, spreads, which are the difference between the bid and ask prices, are razor sharp and usually unavailable, and not known to players outside the inner circle. As you descend the levels of access, the difference between the bid and ask prices widens. This is due to volume. If a trader can guarantee large numbers of transactions for large amounts, they can demand a smaller difference between the bid and ask price, which is referred to as a better spread. The levels of access that make up the forex market are determined by the size of the “line” (the amount of money with which they are trading). The top-tier inter-bank market accounts for 53% of all transactions. After that there are usually smaller investment banks, followed by large multi-national corporations (which need to hedge risk and pay employees in different countries), large hedge funds, and even some of the retail forex market makers. According to Galati and Melvin, “Pension funds, insurance companies, mutual funds, and other institutional investors have played an increasingly important role in financial markets in general, and in FX markets in particular, since the early 2000s.” (2004) In addition, he notes, “Hedge funds have grown markedly over the 2001-2004 period in terms of both number and overall size” Central banks also participate in the forex market to align currencies to their economic needs.

Banks
The interbank market caters for both the majority of commercial turnover and large amounts of speculative trading every day. A large bank may trade billions of dollars daily. Some of this trading is undertaken on behalf of customers, but much is conducted by proprietary desks, trading for the bank's own account. Until recently, foreign exchange brokers did large amounts of business, facilitating interbank trading and matching anonymous counterparts for small fees. Today, however, much of this business has moved on to more efficient electronic systems, such as EBS, Reuters Dealing 3000 Matching (D2), the Chicago Mercantile Exchange, Bloomberg and TradeBook(R). The broker squawk box lets traders listen in on ongoing interbank trading and is heard in most trading rooms, but turnover is noticeably smaller than just a few years ago.

Commercial companies, an important part of this market comes from the financial activities of companies seeking foreign exchange to pay for goods or services. Commercial companies often trade fairly small amounts compared to those of banks or speculators, and their trades often have little short term impact on market rates. Nevertheless, trade flows are an important factor in the long-term direction of a currency's exchange rate. Some multinational companies can have an unpredictable impact when very large positions are covered due to exposures that are not widely known by other market participants.

Central banks, national central banks play an important role in the foreign exchange markets. They try to control the money supply, inflation, and/or interest rates and often have official or unofficial target rates for their currencies. They can use their often substantial foreign exchange reserves to stabilize the market. Milton Friedman argued that the best stabilization strategy would be for central banks to buy when the exchange rate is too low, and to sell when the rate is too high — that is, to trade for a profit based on their more precise information. Nevertheless, the effectiveness of central bank "stabilizing speculation" is doubtful because central banks do not go bankrupt if they make large losses, like other traders would, and there is no convincing evidence that they do make a profit trading. The mere expectation or rumor of central bank intervention might be enough to stabilize a currency, but aggressive intervention might be used several times each year in countries with a dirty float currency regime. Central banks do not always achieve their objectives, however. The combined resources of the market can easily overwhelm any central bank. Several scenarios of this nature were seen in the 1992-93 ERM collapse, and in more recent times in Southeast Asia.
Investment management firms, investment management firms (who typically manage large accounts on behalf of customers such as pension funds and endowments) use the foreign exchange market to facilitate transactions in foreign securities. For example, an investment manager with an international equity portfolio will need to buy and sell foreign currencies in the spot market in order to pay for purchases of foreign equities. Since the forex transactions are secondary to the actual investment decision, they are not seen as speculative or aimed at profit-maximization. Some investment management firms also have more speculative specialist currency overlay operations, which manage clients' currency exposures with the aim of generating profits as well as limiting risk. Whilst the number of this type of specialist firms is quite small, many have a large value of assets under management (AUM), and hence can generate large trades.

Hedge funds, such as George Soros's Quantum fund have gained a reputation for aggressive currency speculation since 1990. They control billions of dollars of equity and may borrow billions more, and thus may overwhelm intervention by central banks to support almost any currency, if the economic fundamentals are in the hedge funds' favor.

Retail forex brokers or market makers handle a minute fraction of the total volume of the foreign exchange market. According to CNN, one retail broker estimates retail volume at $25-50 billion daily, which is about 2% of the whole market.

Trading characteristics, there is no single unified foreign exchange market. Due to the over-the-counter (OTC) nature of currency markets, there are rather a number of interconnected marketplaces, where different currency instruments are traded. This implies that there is no such thing as a single dollar rate - but rather a number of different rates (prices), depending on what bank or market maker is trading. In practice the rates are often very close, otherwise they could be exploited by arbitrageurs.
Top 6 Most Traded Currencies RankCurrencyISO 4217 Code Symbol
1.United States dollar
USD $
2.Eurozone euro
EUR €
3.Japanese yen JPY
¥
4.British pound sterling GBP £
5-6.Swiss franc CHF

5-6.Australian dollarAUD $
The main trading centers are in London, New York, Tokyo, and Singapore, but banks throughout the world participate. As the Asian trading session ends, the European session begins, then the US session, and then the Asian begin in their turns. Traders can react to news when it breaks, rather than waiting for the market to open. There is little or no 'inside information' in the foreign exchange markets. Exchange rate fluctuations are usually caused by actual monetary flows as well as by expectations of changes in monetary flows caused by changes in GDP growth, inflation, interest rates, budget and trade deficits or surpluses, large cross-border M&A deals and other macroeconomic conditions. Major news is released publicly, often on scheduled dates, so many people have access to the same news at the same time. However, the large banks have an important advantage; they can see their customers' order flow.
Currencies are traded against one another. Each pair of currencies thus constitutes an individual product and is traditionally noted XXX/YYY, where YYY is the ISO 4217 international three-letter code of the currency into which the price of one unit of XXX is expressed. For instance, EUR/USD is the price of the euro expressed in US dollars, as in 1 euro = 1.3045 dollar. Out of convention, the first currency in the pair, the base currency, was the stronger currency at the creation of the pair. The second currency, counter currency, was the weaker currency at the creation of the pair. The factors affecting XXX will affect both XXX/YYY and XXX/ZZZ. This causes positive currency correlation between XXX/YYY and XXX/ZZZ.
On the spot market, according to the BIS study, the most heavily traded products were:
EUR/USD - 28 %
USD/JPY - 18 %
GBP/USD (also called sterling or cable) - 14 %
and the US currency was involved in 89% of transactions, followed by the euro (37%), the yen (20%) and sterling (17%). (Note that volume percentages should add up to 200% - 100% for all the sellers, and 100% for all the buyers). Although trading in the euro has grown considerably since the currency's creation in January 1999, the foreign exchange market is thus far still largely dollar-centered. For instance, trading the euro versus a non-European currency ZZZ will usually involve two trades: EUR/USD and USD/ZZZ. The only exception to this is EUR/JPY, which is an established traded currency pair in the interbank spot market.

exchange rates are affected by many factors, in the end, currency prices are a result of supply and demand forces. The world's currency markets can be viewed as a huge melting pot: in a large and ever-changing mix of current events, supply and demand factors are constantly shifting, and the price of one currency in relation to another shifts accordingly. No other market encompasses (and distills) as much of what is going on in the world at any given time as foreign exchange. Supply and demand for any given currency, and thus its value, are not influenced by any single element, but rather by several. These elements generally fall into three categories: economic factors, political conditions and market psychology.

Economic factors, these include economic policy, disseminated by government agencies and central banks, economic conditions, generally revealed through economic reports, and other economic indicators. Economic policy comprises government fiscal policy (budget/spending practices) and monetary policy (the means by which a government's central bank influences the supply and "cost" of money, which is reflected by the level of interest rates).
Economic conditions include:
1.Government budget deficits or surpluses: The market usually reacts negatively to widening government budget deficits, and positively to narrowing budget deficits. The impact is reflected in the value of a country's currency.
2.Balance of trade levels and trends: The trade flow between countries illustrates the demand for goods and services, which in turn indicates demand for a country's currency to conduct trade. Surpluses and deficits in trade of goods and services reflect the competitiveness of a nation's economy. For example, trade deficits may have a negative impact on a nation's currency.
3.Inflation levels and trends: Typically, a currency will lose value if there is a high level of inflation in the country or if inflation levels are perceived to be rising. This is because inflation erodes purchasing power, thus demand, for that particular currency.
4.Economic growth and health: Reports such as gross domestic product (GDP), employment levels, retail sales, capacity utilization and others, detail the levels of a country's economic growth and health. Generally, the more healthy and robust a country's economy, the better its currency will perform, and the more demand for it there will be.

Political conditions, internal, regional, and international political conditions and events can have a profound effect on currency markets. For instance, political upheaval and instability can have a negative impact on a nation's economy. The rise of a political faction that is perceived to be fiscally responsible can have the opposite effect. Also, events in one country in a region may spur positive or negative interest in a neighboring country and, in the process, affect its currency.

Market psychology, perhaps the most difficult to define (there are no balance sheets or income statements), market psychology influences the foreign exchange market in a variety of ways:
-Flights to quality: Unsettling international events can lead to a "flight to quality" -with investors seeking a "safe haven". There will be a greater demand, thus a higher price, for currencies perceived as stronger over their relatively weaker counterparts.
-Long-term trends: Very often, currency markets move in long, pronounced trends. Although currencies do not have an annual growing season like physical commodities, business cycles do make themselves felt. Cycle analysis looks at longer-trem price trends that may rise from economic or political trends.
-"Buy the rumor, sell the fact:" This market truism can apply to many currency situations. It is the tendency for the price of a currency to reflect the impact of a particular action before it occurs and, when the anticipated event comes to pass, react in exactly the opposite direction. This may also be referred to as a market being "oversold" or "overbought".
-Economic numbers: While economic numbers can certainly reflect economic policy, some reports and numbers take on a talisman-like effect - the number itself becomes important to market psychology and may have an immediate impact on short-term market moves. "What to watch" can change over time. In recent years, for example, money supply, employment, trade balance figures and inflation numbers have all taken turns in the spotlight.

Algorithmic trading in forex, with steady growth of the FX markets and the increasing adoption of E-FX among the market participants, algorithmic trading is emerging as the next level of trading technology for market participants to contend with. Although there is much confusion about the technique, most market participants seem to agree that it will be used increasingly frequently. According to financial consultancy Celent estimates, by 2008 up to 25% of all trades by volume will be executed using algorithm, up from about 18% in 2005.

Financial instruments, there are several types of financial instruments commonly used.
Spot: A spot transaction is a two-day delivery transaction, as opposed to the futures contracts, which are usually three months. This trade represents a “direct exchange” between two currencies, has the shortest time frame, involves cash rather than a contract; and interest is not included in the agreed-upon transaction. The data for this study come from the spot market. Spot has the largest share by volume in FX transactions among all instruments.
Forward transaction: One way to deal with the Forex risk is to engage in a forward transaction. In this transaction, money does not actually change hands until some agreed upon future date. A buyer and seller agree on an exchange rate for any date in the future, and the transaction occurs on that date, regardless of what the market rates are then. The duration of the trade can be a few days, months or years.
Futures: Foreign currency futures are forward transactions with standard contract sizes and maturity dates — for example, 500,000 British pounds for next November at an agreed rate. Futures are standardized and are usually traded on an exchange created for this purpose. The average contract length is roughly 3 months. Futures contracts are usually inclusive of any interest amounts.
Swap: The most common type of forward transaction is the currency swap. In a swap, two parties exchange currencies for a certain length of time and agree to reverse the transaction at a later date. These are not contracts and are not traded through an exchange.
Options: A foreign exchange option (commonly shortened to just FX option) is a derivative where the owner has the right but not the obligation to exchange money denominated in one currency into another currency at a pre-agreed exchange rate on a specified date. The FX options market is the deepest, largest and most liquid market for options of any kind in the world.

The difference between spot and futures in forex, before a description of retail trading, it is important to understand the difference between the spot and futures markets. Futures are generally based on contracts, with typical durations of 3 months. Spot, on the other hand, is a two-day cash delivery. While the futures markets were created to hedge out risks and speculate on future market conditions, spot was created to allow actual cash deliveries. Spot developed a two-day delivery date to give those transporting the actual cash a window of time to receive it. While in theory there still is a two-day delivery date imposed after a forex transaction, this is effectively no longer used. Every day, at 5 pm EST (the predetermined end of the trading day) spot positions are closed and then reopened. This is done to guarantee an unlimited timeline for delivery. For example, if a spot transaction occurs on a Monday, the delivery date is Wednesday. At 5 pm on Monday, the position is closed and then immediately re-opened; now this is a new position with the close date of Thursday. This daily process allows an investor to hold open a position indefinitely. Another important difference between futures and spot is how interest is credited. Each currency in a forex transaction has an inherent interest rate attached to it. In the case of the US dollar, this is the Federal Funds Rate. This interest is added every day whether the market is trading or not. Interest cannot take a vacation; money and its loaning value are still important even if the financial world has stopped dealing. In futures, the interest is built into the price of the contract. In spot, however, interest is not taken into account in the offering price because the spot market is a cash market, not a contract market. There must be some mechanism for crediting interest, and various institutions have developed ways to do it. The most common method is to credit that day’s worth of interest at the same time they “flip” the position, or carry it over to the next day. This is important for later discussions and analysis because the transactions examined in this study had interest credited at the end of the business day at exactly 5 pm EST. If a position was held from 5:01 pm on Tuesday and closed at 4:59 pm on Wednesday, no interest would be credited for that day. If, on the other hand, a position was opened Tuesday at 4:59 pm and closed Tuesday 5:01 pm, a full day’s interest would be credited. This has interesting ramifications; traders who work intra-day, or “day traders,” often do not use interest for either gain or loss.

Speculation, controversy about currency speculators and their effect on currency devaluations and national economies recurs regularly. Nevertheless, many economists (e.g. Milton Friedman) argue that speculators perform the important function of providing a market for hedgers and transferring risk from those people who don't wish to bear it, to those who do. Other economists (e.g. Joseph Stiglitz) however, may consider this argument to be based more on politics and a free market philosophy than on economics. Large hedge funds and other well capitalized "position traders" are the main professional speculators.
Currency speculation is considered a highly suspect activity in many countries. While investment in traditional financial instruments like bonds or stocks often is considered to contribute positively to economic growth by providing capital, currency speculation does not, according to this view; it is simply gambling, that often interferes with economic policy. For example, in 1992, currency speculation forced the Central Bank of Sweden to raise interest rates for a few days to 150% per annum, and later to devalue the krona. Former Malaysian Prime Minister Mahathir Mohamad is one well known proponent of this view. He blamed the devaluation of the Malaysian ringgit in 1997 on George Soros and other speculators. Gregory Millman reports on an opposing view, comparing speculators to "vigilantes" who simply help "enforce" international agreements and anticipate the effects of basic economic "laws" in order to profit. In this view, countries may develop unsustainable financial bubbles or otherwise mishandle their national economies, and forex speculators only made the inevitable collapse happen sooner. A relatively quick collapse might even be preferable to continued economic mishandling. Mahathir Mohamad and other critics of speculation are viewed as trying to deflect the blame from themselves for having caused the unsustainable economic conditions.

FINANCE WIKIPEDIA STUDIES

Finance studies and addresses the ways in which individuals, businesses, and organizations raise, allocate, and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:
1.The study of money and other assets;
2.The management and control of those assets;
3.Profiling and managing project risks;
4.As a verb, "to finance" is to provide funds for business.
The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments. An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.
A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays the interest. The bank then lends these deposits to borrowers. Banks allow borrowers and lenders of different sizes to coordinate their activity. Banks are thus compensators of money flows in space since they allow different lenders and borrowers to meet, and in time, since every borrower, in theory, will eventually pay back. A specific example of corporate finance is the sale of stock by a company to institutional investors like investment banks, who in turn generally sell it to the public. The stock gives whoever owns it part ownership in that company. If you buy one share of XYZ Inc, and they have 100 shares outstanding (held by investors), you are 1/100 owner of that company. You own 1/100 of the net difference between assets and liabilities on the balance sheet. Of course, in return for the stock, the company receives cash, which it uses to expand its business in a process called "equity financing". Equity financing mixed with the sale of bonds (or any other debt financing) is called the company's capital structure.
Finance is used by individuals (personal finance), by governments (public finance), by businesses (corporate finance), etc., as well as by a wide variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments, with consideration to their institutional setting.
Finance is one of the most important aspects of business management. Without proper financial planning, a new enterprise cannot even start, let alone be successful. As money is the single most powerful liquid asset, managing money is essential to ensure a secure future, both for an individual as well as an organization.
Personal finance, questions in personal finance revolve around
-How much money will be needed by an individual (or by a family) at various points in the future?
-Where will this money come from (e.g. savings or borrowing)?
-How can people protect themselves against unforeseen events in their lives, and risk in financial markets?
-How can family assets be best transferred across generations (bequests and inheritance)?
-How do taxes (tax subsidies or penalties) affect personal financial decisions?
Personal financial decisions may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement. Personal financial decisions may also involve paying for a loan.
Business finance, in the case of a company, managerial finance or corporate finance is the task of providing the funds for the corporations' activities. It generally involves balancing risk and profitability. Long term funds would be provided by ownership equity and long-term credit, often in the form of bonds. These decisions lead to the company's capital structure. Short term funding or working capital is mostly provided by banks extending a line of credit. On the bond market, borrowers package their debt in the form of bonds. The borrower receives the money it borrows by selling the bond, which includes a promise to repay the value of the bond with interest. The purchaser of a bond can resell the bond, so the actual recipient of interest payments can change over time. Bonds allow lenders to recoup the value of their loan by simply selling the bond.
Another business decision concerning finance is investment, or fund management. An investment is an acquisition of an asset in the hopes that it will maintain or increase its value. In investment management - in choosing a portfolio - one has to decide what, how much and when to invest. In doing so, one needs to:-
-Identify relevant objectives and constraints: institution or individual - goals - time horizon - risk aversion - tax considerations
-Identify the appropriate strategy: active vs passive - hedging strategy
-Measure the portfolio performance
Financial management, is duplicate with the financial function of the Accounting profession. However, Financial Accounting is more concerned with the reporting of historical financial information, while the financial decision is directed toward the future of the firm.

Shared Services, there is currently a move towards converging and consolidating Finance provisions into shared services within an organization. Rather than an organization having a number of separate Finance departments performing the same tasks from different locations a more centralized version can be created.

Finance of states, country, state, county, city or municipality finance is called public finance. It is concerned with
-Identification of required expenditure of a public sector entity
-Source(s) of that entity's revenue
-The budgeting process
-Debt issuance (municipal bonds) for public works projects

Financial economics, is the branch of economics studying the interrelation of financial variables, s.a. prices, interest rates and shares as opposed to those concerning the real economy. Financial economics concentrates on influences of real economic variables on financial ones, in contrast to pure finance.
It studies:
-Valuation - Determination of the fair value of an asset
-How risky is the asset? (identification of the asset appropriate discount rate)
-What cash flows will it produce? (discounting of relevant cash flows)
-How does the market price compare to similar assets? (relative valuation)
-Are the cash flows dependent on some other asset or event? (derivatives, contingent claim valuation)
Financial mathematics, is the main branch of applied mathematics concerned with the financial markets. Financial mathematics is the study of financial data with the tools of mathematics, mainly statistics. Such data can be movements of securities - stocks and bonds etc. - and their relations. Another large subfield is insurance mathematics.

Experimental finance, the goals of experimental finance are to establish different market settings and environments to observe experimentally and analyze agents' behavior and the resulting characteristics of trading flows, information diffusion and aggregation, price setting mechanisms, and returns processes. Researchers in experimental finance can study to what extent existing financial economics theory makes valid predictions, and attempt to discover new principles on which such theory can be extended. Research may proceed by conducting trading simulations or by establishing and studying the behaviour of people in artificial competitive market-like settings.

Related Professional Qualifications, there are several related professional qualifications in finance, that can lead to the field:
-Qualified accountant qualifications: Chartered Certified Accountant (ACCA, UK certification), Chartered Accountant (CA, certification in Commonwealth countries), Certified Public Accountant (CPA, US certification)
-Non-statutory accountancy qualifications: Chartered Cost Accountant CCA Designation from AAFM
-Business qualifications: Master of Business Administration (MBA), Doctor of Business Administration (DBA)
-Finance qualifications: Chartered Financial Analyst (CFA),Certified International Investment Analyst(CIIA), Association of Corporate Treasurers (ACT), Masters degree in Finance, Certified Market Analyst (CMA/FAD) Dual Designation, Master Financial Manager (MFM), Corporate Finance Qualification (CF)
-Quantitative Finance qualifications: Master of Quantitative Finance (MQF), Master of Computational Finance (MCF), Master of Financial Mathematics (MFM)

Saturday, March 31, 2007

GALERI E-BOOK

GALERI E-BOOK,di dalam galeri ini, saya akan memaparakan kleksi-koleksi ebook saya selama ini. Sama ada penulisan di dalam versi bahasa malaysia ataupun bahasa english. Dengan adanya ebook ini, telah memberi panduan yang sepenuhnya dan semangat yang tinggi kepada saya untuk mencapai pendapatan yang amat lumayan. Impian saya untuk menjadi jutawan hampir tercapai kerana telah membuat pelaburan untuk membeli ebook ini.
EBOOK VERSI BAHASA MALAYSIA
JUTAWAN YANG ANDA BELUM KENALI (RM10.00)
RAHSIA FOREX (RM15.00)
PERNIAGAAN INTERNET (RM5.00)
100 BISNES DARI MEJA MAKAN (RM5.00)
SUNGAI WANG (RM15.00)
MEMPEROLEHI RM2000 MELALUI KOMPUTER (RM5.00)
PANDUAN URUSNIAGA POS (RM5.00)
7 RAHSIA DALAMAN BISNES GAYA POS (RM5.00)
RAHSIA DAN TIPS DENGAN GOOGLE ADSENSE (RM10.00)
PANDUAN PAYPAL (RM5.00)
PANDUAN MEMBUAT BLOG (RM5.00)
PANDUAN E BAY (RM15.00)
PANDUAN RAJA ADSENSE (RM40.00)

EBOOK VERSI BAHASA ENGLISH
GOOGLE ADWORDS NEIL SHERING (RM5.00)
GOOGLE ADWORDS RESOURCES (RM5.00)
90 DAYS FINANCIAL FREEDOM IN MALAYSIA (RM15.00)
17 WAYS TO MAKE YOUR 1ST$MILLION (RM20.00)
$72,506.00 A YEAR WITHOUT A PRODUCT (RM15.00)
HOW TO GET THOUSANDS OF OTHER PEOPLE TO SELL (15.00)
GET RESELLERS TO JOIN YOUR AFFILIATE PROGRAM (RM5.00)
BOOST YOUR WEBSITE TRAFFIC (RM5.00)
HOW TO CREATE AN E-COMMERCE WEBSITE (RM15.00)
INTERVIEW MONEY (RM5.00)
GET ONE MILLION VISITORS TO YOUR WEBSITE (RM5.00)
MLM SECRETS (RM20.00)
SKYROCKET YOUR SALES (RM5.00)
BECOME A SUPER AFFILIATE (RM5.00)
Berminat???? Sila emailkan ke bizworld82@yahoo.com.my seperti berikut selepas membuat pembayaran:-
NAMA:-
JENIS PEMBAYARAN:- (MESIN DEPOSIT ATAU TRANSFER)
TARIKH PEMBAYARAN:-
MASA PEMBAYARAN:-
RUJUKAN:- (ANDA)
NAMA E-BOOK YANG DIBELI:-
JUMLAH PEMBAYARAN:-
TAJUK EMAIL:- ”PEMBAYARAN E-BOOK JUTAWAN”

Sila masukkan duit jutawan anda ke:-
Maybank akaun no.111114312863 (HEZATULRAFIZA BT HAMZAH)

SELAMAT MELANGKAH KE GERBANG JUTAWAN!!!!!!!

GALERI KERJAYA JURUTAIP PROSES DATA DI RUMAH

GALERI KERJAYA JURUTAIP PROSES DATA DI RUMAH, pada zaman globalisasi ini bermacam peluang untuk mencipta pendapatan daripada pelbagai system dan teknik diperkenalkan kepada kita semua dari seluruh dunia.. Sesiapa yang mempunyai kemahuan,keinginan yang meluap untuk berjaya menggunakan seluruh kekuatan diri (potensi) akan merebut peluang yang ada. Nah, kerjaya yang kami tawarkan kepada anda ini adalah satu peluang untuk anda memulakannya bagi mencapai impian anda. Ini merupakan satu teknik,system dan strategi bagaimana anda boleh memulakan satu pendekatan bisnes glokal menggunakan kemudahan ICT. Sistem ini telah berkembang pesat di seluruh dunia. Ramai yang telah berjaya menikmati hasil dan bergelar jutawan. Antaranya Halim Hazlin,M.Hamidan Salihin dan ramai lagi jutawan tersembunyi yang melakukan bisnes mudah dengan modal yang kecil sama ada dalam bentuk internetbiz,homebiz dan interposbiz. Tahukah anda apa yang mereka jual ? SISTEM DAN PANDUAN untuk bisnes dan juga sedikit meterial produk. Namun justru teknik,sistem dan strategi yang digunakan dapat merangsang khalayak ramai, mereka hari ini boleh senang-lenang.Adalah tidak logik sesuatu sistem akan menjana ratusan ribu dan jutaan ringgit. Dalam kajian kami sama ada di dalam atau di luar negeri tiada satu sistem outomatik making money. Sesuatu sistem itu berkesan dan bermakna jika difahami dan dilaksanakan secara bersungguh-sungguh dan penuh kreativiti untuk menarik khalayak ramai membelinya. Itulah kunci kejayaan sesuatu sistem.

Ramai pelayar internet yang baru berjinak-jinak dengan urusniaga internet terlalu ghairah dengan sistem atau teknik kewangan sehingga membeli ribuan ringgit kerana ghairah dan tarikan untuk kaya cepat. Apabila mereka membayar dan memperolehinya barulah mereka faham maknanya. Sistem yang mahal itu tidak akan membawa pulangan apa-apa jika dibiarkan tanpa apa-apa usaha untuk melaksanakannya. Justru itu kita harus pandai mengekploitasi sistem sebagai produk untuk jualan di internet dengan strategi pengiklanan yang agak kelainan dan boleh meyakinkan pelanggan. Kalau mereka boleh mengapa kita tidak. Tuhan berikan kita akal yang kreatif untuk mencipta,janganlah kita bazirkan. Inilah masanya untuk kita gunakan anugerah berharga ini dengan cara yang kreatif bukannya menyalahgunakan untuk menipu. Kami juga seperti anda,hilang beribu wang di internet kerana tertarik dengan tawaran luarbiasa yang tidak masuk akal dengan jaminan pendapatan ratusan ribu dan jutaan ringgit. Sifat ketamakan ingin kaya cepat tanpa usaha adalah penyebab utama mengapa kita tersihir dan terpedaya dengan tawaran sedemikian. Ataupun mungkin kita buat sesuatu yang kita tidak tahu dan mahir lantas kita kecundang. Kekadang kita buat sesuatu yang di luar kemampuan kita.Setakat ini,ikhlas kami katakan hanya beberapa program yang kami sertai yang memberi pulangan setakat balik modal. Antaranya RandomRinggit,HalimHazlin dan beberapa site luar negara. Namun sebenarnya semua itu ada hikmahnya. Ianya memberi peluang kami berfikir dan mengkaji segala kekuatan,kelemahan,halangan dan peluang yang ada. Lantas antaranya kami temui formula ini. Modal yang kami laburkan untuk mendapat manual ini,fikiran dan tenaga yang digunakan dapat dikembalikan hanya dalam satu hari sahaja selepas web ini diterbitkan. Itulah harga yang Tuhan bayar jika kita yakin,cekal,tabah ,sabar,bersungguh-sungguh dan ikhlas dalam melakukan sesuatu. Anda juga mesti memahami prinsip bisnes. Bisnes adalah kombinasi utama antara modal dan usaha (strategi,teknik,system yang digunapakai) Ianya berbeza dengan pelaburan. Pelaburan anda hanya punyai modal tanpa apa-apa kerja yang anda buat. Modal anda diurus oleh pihak lain dan anda membayar urusan pengurusan modal. Jika anda ingin memulakan bisnes,anda juga perlukan produk. Orang yang bijak menjadikan apa sahaja sebagai produk. Dalam homebiz atau internet biz produk utama ialah menjual idea,strategi dan juga teknik sama melalui e-book,nota panduan,cd room ,surat jualan dan sebagainya.Di bawah ini disenaraikan website yang menjual produk idea dan sistem kewangan dan kita terpaksa membelinya untuk memahami sistem itu sendiri dan melaksanakannya dengan penuh iltizam. Kalau mereka berjaya mengapa kita tidak boleh BERJAYA. Antaranya:-
http://www.adammailcenter.com/prm/04556.html
http://www.freewebs.com/workfromhome247/index.htm
http://www.dataentrypro.com/?hop=moneytime0
http://www.geocities.com/behindhazeliz919/workathome.html
http://exito-online.theonlinebusiness.com/OV1
http://www.tsunamiwang.com
dan banyak lagi.... Cuba anda baca perhatikan jumlah harga setiap satu sistem yang diperkenalkan,jauh lebih tinggi dari apa yang kami tawarkan sedangkan anda memperolehi sistem atau manual yang hampir sama konsepnya dan perlu menjual kembali sistem berkenaan untuk mendapat pulangan dengan menggunakan kebijaksanaan anda. Atau anda perlu mencari orang lain dan anda diberi komisen. Mengapa anda tidak menjualnya sendiri ,itu lebih menguntungkan anda. Itulah RAHSIA yang jarang diungkap. Sebenarnya sesiapa saja boleh lakukan tetapi oleh kerana kedangkalan kita,maka kita bazirkan idea-idea kita yang bernas itu. Walhal Dato’ Dr. Fadzilah Kamsah bercakap 30 minit kat TV dibayar beribu ringgit . Mengapa kita juga tidak boleh menjual idea dengan teknik yang lain. Inilah RAHSIA yang tersirat dari system Kerjaya Jurutaip Proses Data Di Rumah. Di mana anda melakukan kerja menaip menjawab email pelanggan,menghantar produk dan menyemak bayaran yang dibuat oleh pelanggan. Itulah kerjaya anda. Anda sebenarnya menjual produk idea berupa manual panduan melalui satu system yang unik dan pendekatan penjualan yang secara iklan yang senimatik. Produk itu kami bekalkan kepada anda dan anda juga boleh mecipta produk anda sendiri,tetapi anda mesti tahu caranya. Justru itu anda perlukan seseorang atau satu pihak lain merungkai cara dan teknik menghasil produk dan strategi memasarkannya dengan pendekatan yang luar biasa. Anda harus sedar pedekatan yang luar biasa akan menghasilkan sesuatu yang luar biasa. Anda lihat saja teknik penjualan sesuatu sistem secara langsung atau terus kurang mendapat sambutan kerana sebahagian pelanggan sudah tahu makna berdasarkan pengalaman mereka yang lalu. Oleh itu,anda harus memikirkan metodologi lain bagi merangsang pelanggan untuk mengetahui lebih mendalam sesuatu yang anda iklankan seperti teknik yang kami iklankan ini. Inilah sebahagian seni pengiklanan yang kami lontarkan kepada anda. Anda mungkin lebih kreatif untuk melontarkan teknik yang luar biasa tetapi anda belum menemui kuncinya sebelum ini. Kami telah berikan satu kunci rashia yang sangat berguna kepada anda untuk memulakan “peperangan” tektikal yang sangat strategik bagi merealisasikan impian anda. Jurutaip Proses Data di sini ialah anda menghantar e-mail dan manual yang di tempah oleh pelanggan anda setelah mereka membuat bayaran. Itu sahaja KERJA UTAMA anda. Ini adalah satu teknik dan sistem antara beribu di dunia. Terpulanglah kepada kreativiti anda untuk mengiklankan teknik dan sistem dengan cara yang lebih kreatif namun ia tidak lari dari dasar dan bentuk produk yang anda pasarkan. Anda mungkin boleh mengiklankan dengan jenama berikut:-
“Peluang Kerjaya Sebagai Juruteknik Memproses Email”
‘Agen Juruanalisa Data Diperlukan”
“Peluang Kerjaya Di rumah Sebagai Pembaca Email”
“ Data Entry Job”
“ Sistem Proses Data”
"Jawatan Jutawan"
dan macam-macam teknik dan tajuk iklan. Kami berharap setelah anda memahami apa sebenar kerjaya ini,anda boleh mulakan teknik dan system ini. Kami sangat yakin jika anda berusaha gigih anda akan memperolehi kejayaan. Terpulang kepada anda ingin meletakkan berapa harga. Wang itu akan menjadi hak milik mutlak anda.Kami tidak akan meminta apa-apa fee lagi daripada anda walaupun kami membayar harga yang tinggi untuk memperolehi manual sistem ini dan menulis risalah motivasi untuk klien yang berurusan dengan kami. Bahkan anda boleh memasarkan produk yang kami kirimkan dan produk lain yang anda boleh lakukan dengan lebih baik daripada kami. Anda boleh menggunakan pelbagai kaedah pembayaran online seperti mesin ATM,transaksi internet dan sebagainya. Jika anda mempunyai komputer sendiri di rumah dan diakses dengan internet lebih memudahkan untuk melaksanakan kerjaya ini.Apa yang kami banggakan dan harapkan anda berjaya seperti kami kerana anda adalah bangsa kami.Bangsa merdeka ,Malaysia. Kekuatan anda untuk memperolehi klien ialah bergantung kepada strategi pengiklanan yang anda lakukan sama ada di internet,akhbar (seperti di akhbar tabloid yang selalu kita jumpa “Kerja sambilan di rumah “ ) adalah metod system yang hampir sama. Jika anda berkemapuan anda boleh menggunakan iklan global website yang menembusi pasaran antara bangsa. Ramai di antara yang menghantar email kepada kami bertanyakan status perkhidmatan kami dari segi legal,alamat dan nombor telefon dan fax. Jika anda teliti dalam manual latihan anda akan faham responsibaliti sebagai rakyat terhadap negaranya untuk membayar cukai daripada hasil yang diperolehi. Kami sengaja tidak meletakkan alamat dan nombor telefon kerana dasar segala urusan sistem ini adalah berteraskan email sahaja. Justru itu,jika anda perlukan khidmat susulan mana yang mampu kami berikan anda boleh email kami. Kami akan memberikan perkhidmatan percuma sebagai tanda sokongan kami terhadap anda. Kami juga megalu-alukan jika anda ingin menghantar email kepada kami bagi memaklumkan perkembangan kerjaya baru anda ini. Untuk pengetahuan anda kami HANYA menghantar risalah RAHSIA KERJAYA JURUTAIP MEMPROSES DATA DI RUMAH hanya kepada klien yang berurusan dengan kami menunjukkan minat,kemahuan dan motivasi diri tinggi untuk BERJUANG MENCAPAI KEMERDEKAAN DIRI DARI BELENGGU KEWANGAN. Tiada sesiapapun yang secara telus membongkar rahsia dan teknik ini. Anda bertuah kerana kami mengganggap anda adalah sebahagian dari RAKAN STRATEGIK KAMI.


ANDA akan diberi MANUAL TRAINING sebagai panduan anda untuk memulakan kerjaya dari rumah. Kami akan memberi anda BONUS yang melebihi RM1000.00. Di bawah adalah pakej yang akan kami hantar setelah anda mendaftar sebagai JURUTAIP HOME BUSINESS SUCCESS.
1. Congratulation
2. Vision setting
3. Manual training
4. Rahsia Kerja
5. Panduan Bina Laman Web
6. Bonus 1
7. Bonus 2
8. Bonus 3
9. Bonus Tambahan
10.Bonus Tambahan lagi
11.Bonus Tambahan Ekstra
12.Bonus Tambahan Ekstra2
13 E-Mel iringan pelanggan
PERCUMA 2 EBOOK YANG BERNILAI RM300.00!!!!!!!!!!!!!!!!!!!

PENDAFTARAN HANYA BERNILAI RM30.00 SAHAJA SEUMUR HIDUP. TIADA BAYARAN TERSEMBUNYI YANG AKAN DIKENAKAN. JANGAN LEPASKAN PELUANG UNTUK ANDA MENIKMATI PENDAPATAN YANG LUMAYAN.
Berminat???? Sila emailkan ke
bizworld82@yahoo.com.my seperti berikut selepas membuat pembayaran:-
NAMA:-
JENIS PEMBAYARAN:- (MESIN DEPOSIT ATAU TRANSFER)
TARIKH PEMBAYARAN:-
MASA PEMBAYARAN:-
RUJUKAN:- (ANDA)
TAJUK EMAIL:- ”PEMBAYARAN JUTAWAN”

Sila masukkan duit jutawan anda ke:-
Maybank akaun no.111114312863 (HEZATULRAFIZA BT HAMZAH)

SELAMAT MELANGKAH KE GERBANG JUTAWAN!!!!!!!

Friday, March 30, 2007

Galeri Tag and Ping

Galeri Tag and Ping ini adalah untuk memberi anda pengetahuan bagaimana untuk menguasai traffic dari enjin carian. Anda tentu pernah mendengar istilah Tagging atau Tag and Ping. Bagi Blogger ”Hardcore” tentu pernah mendengarnya. Ia kini menjadi terkenal setelah Sean Wu mendapat pendapatan dari Adsense sebanyak USD48,000. Beliau telah menggemparkan dunia internet hari ini dan ramai orang berebut untuk mendapatkan ebook beliau yang berharaga USD147. Apa yang menarik ialah Sean Wu adalah dari Thailand, negara jiran kita. Beliau telah menewaskan semua pakar-pakar Mat Salleh yang ada kat dunia ini Anda boleh mendapatkan panduan itu di dalam Galeri E-Book saya di dalam buku Panduan Bagaimana Menjana Wang Daripada Google Adsense.

Tagging sebenarnya bukan untuk mereka yang pakar sahaja. Malah anda yang masih baru pun boleh melakukannya. Anda boleh tag laman web, topik dalam blog, blog anda sendiri dan juga gambar. Kini semakin banyak laman web yang menggunakan tag. Malah sesiapa yang inginka traffic untuk blog dan laman web bagi meningkatakan jualan atau pendapatan Adsense mereka. Kini banyak laman web Bookmarking seperti Del.ici.us, Furl dan Technorati yang membantu dalam pinging. Dengan kaedah ini anda mungkin membawa kepada jualan terhadap produk anda malah mungkin meningkatkan klik pada Adsense anda. Anda boleh membuatnya secara percuma. Satu teknik ini ialah ia boleh membawa lebih banyak backlink kepada laman web anda. Enjin carian sukakan backlink.

APA ITU TAGGING???

Tag sebenarnya adalah keyword bagi blog post atau keyword bagi blog keseluruhannya. Ia boleh menjadi satu kategori atau hanya satu subjek. Jika laman web atau blog anda stress. Namun terdapat lagi kemungkinan lain seperti stress management, stress tips, healthy stress dan sebagainya yang mungkin, namun ia masih dalam lingkungan stres. Boleh dikatakan ia tiada beza dengan keyword yang kita guna pada meta tag anda. Sebenarnya banyak perbezaan diantara pengunaan tag dan keyword di dalam laman web.

Jika anda menggunakan keyword, anda mungkin menggunakan satu keyword sahaja seperti stress management. Anda mungkin tersenarai dengan hanya dengan keyword stress management walaupun terdapat keyword lain yang ada pada laman/blog anda. Ia akan mengelirukan enjin carian bagi mengkategorikan laman web anda. Hasilnya ia mungkin dalam rangking 10 ribu walaupun ia mengandungi kandungan/ content yang cukup menarik dan fresh. Tapi dengan tag anda boleh menggunakan semuanya dan membawa traffic ke alaman web anda. Ini adalah kerana anda bleh membuat tag apa saja ayang anda mahu. Dalam SEO, anda mungkin terpaksa memilih satu keyword yang paling sesuai bagi satu page laman web/blog anda.

Masih tidak faham?? Saya ada tunjukkan bagaimana membuat tag pada laman web atau blog anda. Sila langgan
Panduan Bagaimana Menjana Pendapatan Dari Google Adsense
. Terima kasih..

Galeri Google Adsense

APA ITU GOOGLE ADSENSE? Secara asasnya Google Adsense adalah sejenis iklan yang disediakan oleh Google dimana mereka berkongsi pendapatan mereka dengan Webmaster atau pemilik laman web yang meletak iklan Google di laman mereka. Google akan membayar setiap klik yang membawa traffic kepada pelanggan mereka. Dengan kata lain Google membayar klik yang melalui Google Adsense untuk meninggalkan laman web anda. Jangan keliru Google Adword dimana ia adalah untuk pengiklan. Mereka akan membayar setiap traffic yang dibawa ke laman web mereka melalui Google Adsense.

Setiap pelawat laman web anda klik iklan Google yang diletak di laman web anda, anda akan dapat duit. Lebih banyak klik yang anda dapat, lebih banyak duit yang anda dapat. Jangan takut untuk klik iklan Adsense, anda sebenarnya membantu merancak lagi perkembangan perniagaan internet dengan klik Adsense. Ini adalah kerana lebih ramai pengiklan akan membuat pelaburan mereka untuk iklan. Secara langsung, kita sebagai pelawat atau pengguna dapat membuat duit dari pelaburan yang dibuat orang lain dalam Adsense.

Berapa banyak yang anda akan dapat??? Anda akan dibayar $0.10 hingga $50.00 bagi setiap klik. Ia bergantung pada Keyword tertentu. Lagi tinggi pengiklan bid untuk klik iklan/laman web mereka, lagi tinggi anda dapat. Lagi tinggi nilai Keyword tersebut, lagi tebal poket anda dengan Google Adsense.

BAGAIMANA GOOGLE BAYAR???

Google akan bayar setelah akaun Adsense anda telah mencapai jumlah minimum $100.00. Jika akaun anda masih tidak sampai $100, ia akan dibawa ke bulan seterusnya. Pembayaran akan dibuat melalui cek yang akan dihantar terus ke rumah anda melalui pos.Pendapatan yang diperolehi sebulan adalah tidak terkawal. Ada yang menjangkau sehingga US49000 setiap bulan. Ada juga yang telah menjadi jutawan senyap hanya mengendalikan perniagaan Google Adsense sahaja.








JIKA ANDA HENDAK MELAKUKAN PERUBAHAN MELAUI GOOGLE ADSENSE, DAPATKAN PANDUAN BAGAIMANA MENJANA WANG MELALUI GOOGLE ADSENSE SEKARANG. JANGAN BERLENGAH LAGI. HARGA YANG BERPATUTAN.
DAPATKAN BONUS BERNILAI LEBIH DARIPADA RM2000 + + + +.
SILA KE GALERI PROMOSI E-BOOK SEKARANG JUGA

Thursday, March 29, 2007

Galeri Usahawan Terulung Malaysia

GALERI USAHAWAN TERULUNG MALAYSIA, memaparkan kisah-kisah hidup dan perjalanan mereka untuk bergelar jutawan. Galeri ini wujud atas sebab untuk memberi semangat kepada kita semua untuk lebih berjaya di dalam Dunia Perniagaan Jutawan. Saya akan sentiasa mengemaskini Galeri ini.

T. ANANDA KRISHNAN
Taikun Tlekomunikasi
Aset: RM8.7 Bilion


Seorang penyendiri, T. Ananda Krishnan berharap untuk menjadikan Maxis, pengendali telefon selular terbesar Malaysia, sebagai sebahagian konglomerat multimedia elit. Sebagai tambahan kepada Maxis yang dimulakannya bersama AT & T dan British Telecom pada tahun 1995. Krishnan memiliki sistem satelit Malaysia pertama dan koleksi filem berbahasa cina terbesar di dunia pada April 2001 dia membeli semua saham AT & T dan BT dalam Maxis. Dengan 1.7 juta pelanggan Maxis kini menguasai 30% pasaran telefon selular tempatan. Ananda mempunyai rekod yang baik untuk mengharapkan kejayaan yang lebih besar. Dialah pemaju KLCC dengan Menara berkembar Petronas, bangunan yang paling tinggi di dunia, dan ketika diduduki semasa krisis kewangan 1997 ia hampir habis disewa. Empat tahun berikutnya keadaan ekonomi yang terus merundum, tetapi paras penghuniaan masih sekitar 75 hingga 80 peratus. Pada tahun 2000, dia menjual 10% saham Measat 1, satelit sulong Malaysia, kepada Microsft. Ananda memperoleh semula AS $300 Juta pelaburan awalnya.

Urusniaga itu menampakkan kepintarannya. Ananda juga bernasib baik Tanjong, sebuah syarikat senaraian awam, berjaya mengendalikan salah satu daripada tiga loteri kebangsaan walaupun majoriti penduduk Malaysia beragama islam. Ananda berjaya membangunkan hubungan perniagaannya dan dia adalah rakan kepada bekas perdana menteri Datuk Sri Dr Mahathir Mohamad sejak dia menjaga anak Datuk Sri Dr Mahathir Mohamad yang belajar di Amerika Syarikat. Ananda lulus dari sekolah perniagaan Harvard dan salah seorang pencipta kekayaan yang paling berjaya di Malaysia. Dia juga terdidik di Australia membuat duit pada tahun 1980an sebagai pedagang minyak. Dia adalah enikma iaitu kawan rapat kepada Dr Mahathir dan Tengku Razaliegh Hamzah walaupun ketika kedua-dua tokoh itu mempunyai perseteruan politik yang membawa pepecahan UMNO. Dari minyak, dia melangkah ke studio kartun Hollywood dan loteri di Malaysia. Pada awal 1990an, dia mula membina empayar multimedia yang sekarang meliputi Astro (rangkaian TV berbayar), Maxis dan Measat. Dia juga mempunyai saham dalam TVB.Com, cabang interaktif, stesyen penyiar utama, Hong kong dan ShowBrother, arkib filem.


ROBERT KUOK
Raja Gula
Aset RM8.0 bilion.

Namanya memang tidak asing lagi. Ramai yang pernah mendapat biasiswa daripada Yayasan Kuok dan ramai yang mengenali Shangri-La iaitu hotel ternama milik keluarganya. Robert, anak kelahiran Johor yang menjadi Jurutera Empayar Kuok, di anggap satu lagenda ni negara ini kerana perniagaan yang dikendalikannya di katakan contoh klasik sebuah perniagaan keluarga cina. Kuok dilahirkan pada tahun 1923 telah memulakan perniagaan bersama abangnya dengan semangat industri keluarga menjadi kuasa pemacu. Kedua-dua beradik itu kemudiannya telah memasuki industri gula menerusi Perlis Plantations. Pada satu ketika, Robert telah menguasai 10% bekalan gula di dunia telah melakukan urusniaga di hotel di London hingga rakan-rakan seperniagaanya mengelarkan dirinya sebagai ”Raja Gula”.

Hong Kong adalah pusat operasinya sekarang tetapi Robert menjadi sebutan ramai di Malaysia. Barangkali disebabkan latar belakang Robert sendiri iaitu bapanya, Kuok Keng Kang lebih rapat dengan komoniti Melayu berbanding Cina. Bapanya datang dari wilayah Fujian, China pada 1909 dan kemudian beliau telah menubuhkan syarikat Tong Seng & Co. Beliau mempunyai reputasi sebagai pengedar beras tepung dan gula di Malaysia setelah mendapat lesen perniagaan daripada Sultan Johor. Beliau juga telah membuang ketagihan ganja dengan bantuan kawan-kawan melayunya. Malahan beliau juga telah membawa rakan-rakannya itu melawat Eropah pada tahun 1928. Semasa hidupnya beliau percaya bahawa anak-anaknya mesti mendapat pendidikan Inggeris yang terbaik di sebabkan itu semua anaknya dihantar ke Raffles Institution di Singapura. Beliau juga memastikan anak-anaknya agar menghargai hubungan rapat dengan orang Melayu dan dalam masa yang sama juga harus tahu menyesuaikan diri sebagai ahli perniagaan pendatang.

Ketika di sekolah, Robert menjalinkan persahabatan dengan Tun Abdul Razak dan Tun Hussein Onn yang kemudiannya menjadi Perdana Menteri kedua dan ketiga Malaysia. Hubungan rapat beliau dengan pemimpin-pemimpin negara dapat dilihat melalui perlantikan berprofil tinggi sebagai CEO Penerbangan Malaysia – Singapura, MISC dan Bank Bumiputra. Robert membuat keputusan yang berani dan dia kekal di Malaysia semasa rusuhan kaum 1969 yang menyaksikan ramai ahli perniagaan meninggalkan Malaysia. Walaupun demikian dia juga terus melabur di Filipina walaupun rejim Marcos jatuh pada 1986. Dia telah mendirikan Hotel Shangri-La di Manila, iaitu hotel pertama yang dibina dalam tempoh 20 tahun. Maka dengan itu sehingga hari ini, empayar perniagaan Kuok dianggap satu contoh klasik perniagaaan keluarga cina.


LIM GOH TONG
Tuan Punya Genting Highlands
Aset: RM5.1 bilion

Segalanya bermula pada tahun 1964 apabila Tan Sri Lim Goh Tong menjadi subkontraktor dalam projek empangan hidrolektrik di Genting Highlands. Malaysia adalah sebuah Negara tropika dan bercuaca panas sepanjang tahun. Fikir Lim, orang ramai boleh menikmati suasama dingin di Cameron Highlands tetapi ia agak jauh dari Kuala Lumpur dan mereka terpaksa memandu hingga lima jam melalui jalan sempit dan berliku untuk sampai ke sana. Pencarian Lim pun bermula iaitu satu-satunya tempat yang difikirkannya itu adalah kawasan berbukit sekitar Betong di timur Kuala Lumpur. Setelah Lim meneliti beberapa kali peta daerah Bentong, dia mendapati kawasan antara Genting Sempah ke puncak Gunung Ulu Kali yang difikirkannya sesuai untuk pembangunan resort. Terletak 1,800 meter dari aras laut, gunung itu yang terletak di sempada Selangor dan Paahang hanya 58 kilometer dari Kuala Lumpur.

Menurut Lim, Perdana Menteri pertama, Tunku Abdul Rahman memberitahunya bahawa kerajaan memang bercadang membangunkan Gunung Ulu kali tetapi ia tidak dapat dilaksanakan kerana kekurangan masa dan wang selain masalah politik. Lim beruntung kerana berjaya mendekati Tunku pada masa yang sesuai. Pada 27 April 1965, Lim bersama Tan Sri Mohd Noah Omar iaitu orang memperkenalkannya kepada Tunku menubuhkan Genting Highlands Sdn Bhd. Antara 1965 hingga 1970, mereka memohon daripada kerajaan negeri Pahang dan Selangor untuk mendapatkan 4,940 hektar dan 1,110 hektar tanah pegangan bebas. Tetapi jalan ke puncak perlu dibina terlebih dahulu. Menurut Lim, pembinaan jalan masuk adalah begitu kritikal. Jika gagal beramakna projeknya akan terkubur. Ketika dalam pembinaan, dia berjaya pula mendapat projek skim pengairan kemubu di Kelantan yang tendernya telah dihantar lebih awal. Lim terpaksa menyedia dua projek sekaligus dan berulang alik antara Kuala Lumpur dan Kelantan hingga tidak ada masa untuk berehat walaupun pada hari Ahad dan cuti umum.

Cadangan Genting asalnya hanya sebuah Resort tetapi kerajaan telah memberi lesen kasino bagi menggalakkan lebih ramai pelancong datang ke tempat yang jauh ke dalam hutan itu. Genting hari ini mempunyai 8 buah hotel bertaraf antarabangsa dengan lebih 10,000 bilik. Pada tahun 2000 sahaja, 12 juta pelancong berkunjung ke bukit peranginan itu.